FindMy Terms & Conditions
Appointment Of Eanvest Ltd As Agent For Recovery Of Dividends And Related Securities
​The Client hereby appoints Eanvest Ltd as a limited and non-exclusive agent solely for the purpose of identifying, verifying, processing, and facilitating the recovery of the Client’s unclaimed dividends, bonus issues, and related shareholder entitlements held by registrars or issuing companies.
Scope of Authority
The Client authorizes Eanvest to:
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Conduct searches with relevant institutions for dividends and related entitlements
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Facilitate the necessary documentations required for recovery of dividends and related entitlements
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Communicate directly with relevant institutions strictly for asset recovery purposes.
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Facilitate the payment of recovered dividends into the Client’s Bank Account.
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Facilitate the crediting of related entitlements into the Client’s Holding Accounts.
For the pupose of this service, Eanvest shall not hold, sell, transfer, trade, pledge, or otherwise deal in the Client’s shares or securities, nor operate or control the Client’s bank or investment accounts.
Client Representations
The Client confirms that all information and documents provided are true and accurate and that the Client is the lawful owner or authorized representative of the assets being recovered. The Client shall indemnify Eanvest against claims arising from false or unauthorized information supplied by the Client.
Limitation of Liability
Eanvest acts solely as a facilitating agent and does not guarantee successful recovery. Approval and payment remain subject to the verification and processes of the relevant registrars or issuing companies. Eanvest shall not be liable for delays, rejections, or outcomes beyond its reasonable control.
Fees
Applicable recovery fees, if any, shall be as separately agreed and shall apply as a percentage of the successfully recovered assets.
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Confidentiality and Data Use
The Client authorizes Eanvest to use and share necessary personal and shareholder information solely for the purpose of executing the recovery process in compliance with applicable laws.
What Data and Why
1. Identity & Name Matching
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Middle Name & Other Names (Maiden Name): Many Nigerians have common surnames (e.g., Musa, Okoro, Ibrahim). Middle names are the primary way to distinguish between two people with the same first and last names. Maiden names are crucial because many women bought shares before marriage and never updated their records after their name change.
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Upload Passport Photo & Identity Document: This is for KYC (Know Your Customer) compliance. Registrars must physically verify that the person claiming the dividends is the same person on the government ID.
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2. Location History (The Paper Trail)
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Current & Previous Addresses: Dividends usually go unclaimed because "Dividend Warrants" (physical checks) were mailed to an old address and returned. Registrars use your Previous Address to match the old records they have in their physical ledgers from 10 or 20 years ago.
3. The "Golden Keys" to your Portfolio
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CHN (Clearing House Number): This is your unique ID in the Nigerian Capital Market. It links all your stockbroking accounts together. If we have this, we can see your entire portfolio across different stockbrokers at once. *
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BVN (Bank Verification Number): This is required to verify your identity across the entire Nigerian financial system. It ensures that the person owning the shares is the same person owning the bank account.
4. Payment & Automation
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Select Bank & Account Number: This is for the e-Dividend Mandate. Once the Registrar approves the recovery, the funds are wired directly to this account via NIBSS.
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Upload Signature: Registrars keep a "Specimen Signature" on file from when the shares were originally bought. They will manually compare your uploaded signature to the one in their 15-year-old ledger. If they don't match, the claim is rejected.
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Governing Law
This Authorization shall be governed by the laws of the Federal Republic of Nigeria.